Budget

                                                            (Budget must work out to zero or a positive value) 

 

Estimate Use Percentages 

Actual 

Revised

Monthly Net Income 
  From paycheck calculator   

  worksheet 

 

 

 

Expenses: 
 

 

 

 

         Housing   (34%) 
 

 

 

 

         Transportation   (15%) 
 

 

 

 

         Food   (15% ) 
 

 

 

 

         Utilities –heat, water 

                    (10%) 
 

 

 

 

          Phone   (5%) 
 

 

 

 

          Cable (5%) 
 

 

 

 

          Clothing (5%) 
 

 

 

 

   Entertainment & Recreation 

                     (3%) 
 

 

 

 

         Savings (5%) 
 

 

 

 

        Miscellaneous (3%) 
 

 

 

 

Total Expenses 
 

 

 

 

Difference between Income and 
Expenses 

 

 

 

Not taken into account:    Insurance – House and CarEducation loan